body    { margin: 0; padding: 0  }
p     { color: black; font-size: 12px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
td     { color: black; font-size: 12px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
.sub1    { color: black; font-size: 14px; font-family: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; font-weight: bold  ; line-height: 16px; }
.sub2   { color: #02297d; font-size: 18px; font-family: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; font-weight: bold  ; line-height: 19px; }
.sub3 { color: black; font-size: 16px; font-family: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; font-weight: bold; line-height: 18px; }
.sub4 { color: black; font-size: 16px; font-family: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; font-style: italic; line-height: 18px; }
.sub5 { color: #b80008; font-size: 18px; font-family: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; font-weight: bold; }
.head1    { color: #0a3465; font-size: 20px; font-family: "Times New Roman", Times, Georgia; font-style: italic; font-weight: bold }
.footer { font-size: 11px ; font-family: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; line-height: 13px; }
.smaller { color: #02297d; font-size: 11px; font-family: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; line-height: 13px; }
.bodytxt { color: black; font-size: 12px; font-family: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; line-height: 16px; }
.bodytxtb { color: black; font-size: 12px; font-family: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; font-weight: bold; line-height: 16px; }
.blurb    { color: #000; font-size: 12px; font-family: "Times New Roman", Georgia, Times; font-style: italic ; line-height: 14px; }
.blurb2 { color: #02297d; font-size: 13px; font-family: Georgia, "Times New Roman", Times, serif; font-style: italic; line-height: 15px; }
a:link  { color: #b80008; text-decoration: none }
a:visited  { color: #b80008; text-decoration: none }
a:hover  { color: #02297d; text-decoration: underline }
a:active  { color: #02297d; text-decoration: underline }
.nav:link { color: orange }
.nav:visited { color: orange }
.nav:hover { color: lime }
.nav:active { color: lime }